Have you recently been in an accident and have a personal injury claim you are navigating? Your health and wellbeing are of utmost importance. This article will be a tremendous help to you as it discusses relevant concerns, including:
- Whether being partially at fault in an auto-accident injury claim will affect your claim.
- What may happen with your case if the other driver was uninsured.
- Who covers the cost of your damages if you are not at fault.
How Will My Personal Injury Claim Be Affected If I Am Partially Responsible For The Car Accident That Caused My Injuries In Los Angeles County?
If you are partially at fault in an auto-accident injury claim, your case will be impacted. However, being in this situation should not stop you from receiving the necessary medical treatment and care. Your health and well-being are the top priority.
Even if the traffic collision report puts you entirely at fault in an auto-accident injury claim, there are various factors to consider. In a 50-50 comparative negligence situation, the other party would be responsible for paying 50% of your medical bills and 50% for your non-economic pain and suffering bill.
Your portion of fault would be deducted, but you could still collect the balance. For instance, if both drivers stopped at a stop sign and there was some comparative fault, the compensation may be 50-50. In such cases, instead of receiving $30,000, you would receive $15,000.
Regardless of the scenario you find yourself in, we strive to get you the medical treatment, care, and money in your pocket you deserve so you can get back to living your life.
Can I File A Personal Injury Claim And Get Compensation If An Uninsured Or Underinsured Driver Caused My Car Accident In San Bernardino County?
If the other driver was uninsured or fled the scene, you can still file a claim, but only if you have uninsured motorist coverage. This coverage is inexpensive.
What’s more, it can also double as underinsured motorist coverage. If the other driver’s insurance coverage is less than your uninsured/underinsured coverage, you can seek additional compensation from your own insurance carrier.
For instance, if your uninsured motorist coverage is $30,000 and the other driver had only $15,000 in insurance coverage, you could recover $15,000 from their insurance and the other $15,000 from your own insurance. We highly recommend having this crucial type of coverage.
Should I Hire An Experienced Los Angeles Personal Injury Attorney If The Other Driver Was Entirely At Fault?
It is important to at least consider hiring an attorney after an accident. The primary reason for this is to ensure you have the leverage regarding your medical care and treatment as possible.
Your primary care physician may only provide conservative treatment, such as pain medication, without exploring all available medical options. If you continue to experience discomfort after conservative treatment as the months go by, it may be necessary to have an MRI or other advanced medical procedures done.
Unfortunately, most primary care physicians or health insurance providers will not refer you for these procedures. However, an attorney can guide you through the process of getting the necessary medical treatment to identify all injuries related to the accident and determine what course you need to take after that.
Who Covers The Cost Of Damages To My Vehicle If I Was Not At Fault?
The other driver’s insurance carrier should be responsible for fixing your car if they are at fault. Realistically, however, there may be delays if they need to confirm coverage or are generally unresponsive. If you cannot wait for them to process the claim, you can go through your insurance carrier and pay your deductible.
Your insurance will then recover the cost from the other party’s insurance, and you will get your deductible back. Filing an uninsured or underinsured motorist claim will not raise your insurance premiums under California law as long as you are not found to be 51% or more at fault.
How Will Hiring A Southern California Car Accident Attorney Help My Personal Injury Case?
Seeking assistance and compensation through a personal injury attorney ensures that you receive the medical treatment and healthcare necessary for your recovery. This is the most important thing, after all.
The duration of this treatment may vary, but it’s crucial to undergo all medical procedures to ensure the highest probability of a full recovery. The amount of medical bills is a general indicator of the severity of your injuries, which directly correlates to the damage caused by the accident and the degree of responsibility of the other driver.
This highlights another benefit hiring an attorney brings – deterring violations of safety rules that protect the community. When these rules are violated, it puts the entire community in danger. Hiring a personal injury attorney serves to deter such violations and enforce safety protocols to prevent future injuries and collisions.